30 razões que levam uma empresa a fechar as portas

Pra quem está pensando montar o próprio negócio, isto não são apenas dicas...é um mantra a ser seguido!!!


1. Acreditar que basta colocar um software de gestão financeiro para controlar as contas da empresa.

2. Acreditar que somente um funcionário pode tomar conta das finanças, dependendo do tamanho da empresa.

3. Acrescentar às contas da empresa, suas contas particulares e até as contas da família, para o funcionário controlar.

4. Misturar as contas da empresa com as contas particulares, inclusive com cartões de crédito pessoal, transferências de contas (pessoa física/pessoa jurídica), etc.

5. Fazer retiradas avulsas das contas da empresa durante o mês de acordo com sua necessidade particular.

6. Valor do pró-labore crescente e/ou indefinido (variável) todo mês.

7. Não registrar as entradas e saídas de dinheiro com precisão e no instante do fato.

8. Não dispor de um plano de contas gerencial (não tributário) que identifique e agrupe as principais contas da empresa (entradas e saídas no caixa e receita e despesa no demonstrativo de resultados).

9. Exigir do funcionário melhor controle, sem este dispor das condições da segurança e da autonomia para controlar o caixa.

10. Colocar o funcionário do financeiro para fazer outros serviços ou serviço externo.

11. Pegar dinheiro do caixa, sem comunicar o responsável pelo controle.

12. Acreditar que o saldo do caixa no final do mês é o lucro da empresa.

13. Não controlar e fazer inventários periódicos, valorizando o estoque.

14. Não dispor de controles a fim de conhecer com precisão o estoque inicial, estoque final e o custo da mercadoria vendida (ou custo da matéria prima).

15. Gastar o saldo do caixa para pagar contas particulares e outros negócios.

16. Não fazer uma reserva de caixa para despesas eventuais de final e inicio de ano.

17. Acreditar que é difícil (ou impossível) fazer uma previsão de fluxo de caixa.

18. Confundir lucratividade com rentabilidade.

19. Confundir fluxo de caixa com demonstrativo de resultados.

20. Confundir custos fixos com variáveis e vice-versa.

21. Acreditar que acrescentando uma porcentagem “X” aos custos operacionais, é a forma correta de formar o seu preço de venda.

22. Não considerar descontos, devoluções, garantias e as despesas escondidas como: encargos sociais, depreciação, seguros, etc, na apuração de resultados.

23. Confundir contas de caixa com contas de resultados.

24. Confundir regime de caixa com regime de competência.

25. Não calcular e atualizar o capital de giro necessário para a empresa.

26. Não conhecer e nem calcular o seu ponto de equilíbrio para controle, tomada de decisões e criação de estratégias sazonais.

27. Não saber com precisão qual o lucro (ou prejuízo) da empresa.

28. Acreditar que são os funcionários que precisam da empresa (emprego).

29. Contratar mais parentes baseado somente pela confiança e/ou por pena.

30. Prescindir das novas tecnologias da informação.

Fonte: HSM Gestão

The Ten Commandments for Achieving Excellence in Business and Life

The Ten Commandments for Achieving Excellence in Business and Life
I. Build Your Self Esteem –Successful people know that, building their mind, exercising their body, growing their skills and intellect provides them with layers of protection against failure in life, relationships and business. They are more confident, more hopeful and people are drawn to them by this healthy dose of self esteem.

II. Set demanding Goals – A muscle doesn’t grow without resistance. Successful individuals realize that to grow financially, spiritually or personally they need to challenge themselves with demanding goals.

III. Always be Positive– You never hear people say,” I love being around that guy because everything that comes out of his mouth is negative, critical or of defeat. On the other hand, people are drawn to those who are positive, hopeful, and optimistic. A positive person serves as a light at the end of the tunnel while a negative person is the train – without a light!

IV. Establish Good Habits – Habits first begin as cobwebs then they become chains. Individuals who establish a regimen that combines a strong work ethic and desire to always be growing with superb organizational and service to others skills will always, win in the long term. More importantly, they will enjoy the journey more than those who never take the time to establish these vital habits.

V. Master the Art of Communication -Too often individuals believe that, they are good communicators because they have a good command of the English language. That is like saying bullfighting has something to do with agriculture. Having the microphone in your hand, or the control of the PowerPoint presentation does not mean that you are a good communicator. The greatest communicators know, the key to being a Master Communicator is being able to connect with their audience (I.E. Ronald Reagan, Zig Ziglar, Joel Osteen, Julia Roberts, etc.) not how verbose they are.

VI. Learn From Good Role Models – Regardless of your age, position or stage in life, you should always be looking for Role Models that can help you to grow in all areas of your life. Too often, individuals stop looking for role models after they have either become successful or they have experienced a series of setbacks or defeats. This is precisely when; one should search out a role model/coach/mentor. Successful individuals will have many role models in their life and career. One final note, make sure your role models do things the right way, at the right time for the right reasons, always.

VII. Thrive On Pressure – Successful people understand the following, better than those who aren’t successful; the pressure of competition should never exceed the pleasure of competition! Think, Michael Jordon, Tom Brady, Mary Lou Retton or Mia Hamm the next time you feel the pressure to perform. Then take a breath, smile and gear up for the task. Don’t think in terms of how to survive but rather how to thrive!

VIII. Be Ferociously Persistent – Successful people know to finish first, they must first finish. They realize that a delay is not a denial and the word, NO - is many times the first positive sign that serious negotiations have finally begun! They know too, that to move a mountain, they sometimes will be required to, move it one stone at a time.

IX. Learn From Adversity – The good thing about being knocked to the ground on your back is, it forces you to look up! The common trait of a championship MMA fighter, tennis champion, super bowl MVP or a successful businessperson is their ability to overcome a loss or a setback and then turn their setbacks (losing a match, a game or a business deal) into a comeback! They learn from their losses and apply what they’ve learned to increase their chances of winning the next time!

X. Survive Your Own Success – Truly successful and balanced people know there is fine line between hero and idiot, success and failure, and they strive to maintain an even keel. In other words, they don’t take themselves too seriously. They recognize the word Ego stands for, Edging God Out (Les Brown) or Edging Greatness Out. They are visionaries’ who view the future with a telescope not a microscope and therefore, they are always looking for ways to improve themselves, their product or their organization.

SOA World Expo: A Guide to Ensuring the Success of Your SOA Governance

SOA World Expo: A Guide to Ensuring the Success of Your SOA Governance
— SOA is continuing to gain widespread adoption and find success beyond pilot and project implementations, according to recent surveys. There is a steady increase in organizations moving to enterprise-wide SOA deployments. Those that have found success maturing to large-scale SOA have one thing in common: they all have effective governance practices to keep SOA on track with the business.

Don’t Work for Assholes

Twelve years ago, I had just set out on my own as a freelance designer. I met a potential client in South Park. We sat down at a picnic bench with some sandwiches and he started talking about the project. Within minutes I just knew: the man was an asshole.
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Livro: Como Chegar ao Sim

Atualmente estou lendo este livro. Muito bacana. Recomendo.

Como Chegar ao Sim - A Negociação de Acordos Sem Concessões
Roger Fisher; William Ury; Bruce Patton
Projeto de Negociação da Harvard law School
Ed. Imago - 2005